PB Financial Corporation is a North Carolina-based financial holding company that owns Providence Bank, providing comprehensive commercial and retail banking services. Established in 2017 as the parent entity, the company’s operations are rooted in serving a range of North Carolina communities through ten full-service offices and a loan production office. PB Financial Corporation supports local businesses and individuals with products such as loans, deposit accounts, and cash management services, playing a key role in regional economic development. The bank operates under the Providence name following its acquisition of Coastal Bank & Trust in 2024, expanding its reach within the state. Known for its consistent record of paying quarterly dividends since 2012, PB Financial Corporation emphasizes prudent financial management and community engagement. Its presence as a public business entity enhances transparency and accountability, with financial performance and governance overseen by an experienced executive team. PB Financial Corporation is considered a significant participant among regional banks, supporting the financial needs of both commercial and personal banking customers across North Carolina.