Lloyd International Equity UCITS ETF - Acc is an exchange-traded fund that seeks to deliver exposure to high-quality companies in global markets outside the United States. It tracks the Solactive Lloyd International Equity Index CNTR, focusing on firms with a proven track record of strong financial performance, robust balance sheets, high operating margins, positive operating earnings, substantial free cash flow generation, and superior returns on invested capital. The selection process evaluates companies through Lloyd Capital's four key factors: Moat, Management, Market, and Macro, emphasizing business stability, competitive advantages, and margin of safety relative to intrinsic value. This accumulating UCITS-compliant ETF employs physical replication, with a base currency in EUR, and undergoes monthly rebalancing. Its portfolio spans developed markets internationally, diversified across sectors such as technology, industrials, energy, health care, and consumer discretionary, featuring holdings like Shell PLC, Constellation Software, Roche Holding AG, and ASML Holding NV. Domiciled in Ireland and managed by Lloyd Capital GmbH with HANetf as issuer, it provides investors a defensive approach to international equities, targeting underappreciated businesses with sustainable earnings power and long-term compounding potential.